VICI Trading Solutions LLC
Last updated: September 8, 2026
Effective date: September 15, 2026
1. About These Terms and Your Agreement
These Terms & Conditions (“Terms”) govern the websites, landing pages, publications, courses, memberships, communities, webinars, educational resources, indicators, and related services provided by VICI Trading Solutions LLC (“VICI,” “we,” “us,” or “our”), an Indiana-based business. They include Ryan Bailey’s S&P Edge and other VICI offerings that identify these Terms as applicable. We refer to these collectively as the “Services.”
By affirmatively accepting these Terms, or using a Service after being given reasonably conspicuous notice that doing so constitutes acceptance, you agree to these Terms to the extent permitted by applicable law. Do not purchase or use a Service if you do not agree to the terms applicable to it. You may save or print these Terms for your records.
Specific purchase terms, product descriptions, and subscription disclosures presented before your order form part of your agreement for that purchase. A separately accepted agreement or specific purchase term controls its subject matter if it conflicts with these general Terms. Undisclosed conditions cannot override an express purchase commitment.
Our Privacy Policy explains our personal-information practices and privacy choices. These Terms do not provide blanket consent to marketing, cookies, recordings, or international data transfers, and do not reduce rights or protections described in that Policy or required by law.
Trading involves substantial risk. Sections 3 and 4 explain the educational nature of our Services and important trading and performance limitations. Sections 15 through 18 address warranties, liability, indemnification, and dispute resolution.
2. Eligibility and Account Security
You must be at least 18 years old and legally able to enter into an agreement to open an account, purchase a Service, or participate in a member community, unless we expressly agree to a lawful alternative arrangement. You must also satisfy any applicable platform or product eligibility rules. Our Services are not directed to children under 13.
Provide accurate, current registration and billing information and keep it updated. Use only payment methods and platform accounts you are authorized to use. If you enter an agreement on behalf of an organization, you represent that you have authority to bind it.
Unless your purchase expressly permits multiple users, access is for one authorized user. Do not share or sell accounts, login credentials, license keys, or membership access. Protect your credentials and promptly report suspected unauthorized use. You are responsible for activity you authorize and for losses caused by your breach of these security obligations, subject to applicable law; these Terms do not make you automatically responsible for every unauthorized third-party act.
3. Educational Services; No Individualized Investment Advice
The Services covered by these Terms provide trading education, market commentary, publications, and analytical tools. They are not brokerage, investment-management, legal, tax, or individualized investment-advisory services. Purchasing a Service does not appoint VICI or an instructor to manage your finances or determine whether a trade is suitable for you.
Trade plans, charts, market levels, alerts, watchlists, indicators, demonstrations, and answers to educational questions explain methods or market scenarios. They are not an instruction that you personally must enter, hold, or exit a position. Our analysis does not account for your complete financial circumstances, investment objectives, obligations, or ability to absorb losses.
We do not accept trading deposits, take custody of your trading assets, or place or manage orders on your behalf through these Services. Do not provide brokerage passwords, cryptocurrency private keys, recovery phrases, or authorization to trade your account. These Terms do not create a managed-account or copy-trading relationship.
You remain responsible for selecting your broker or other provider, investigating risks, verifying relevant information, complying with account rules, and making your own decisions. Consult appropriately qualified independent professionals when you need advice suited to your circumstances. Nothing here changes any legal duty that applies to the activities actually performed.
4. Trading Risk, Performance, and Funding Disclosures
Risk of loss. Trading and investing in futures, options, securities, cryptocurrencies, and other financial instruments can result in substantial losses. Leveraged positions can produce losses exceeding the amount initially deposited. Market gaps, illiquidity, volatility, liquidation, exchange or broker restrictions, and technical failures can prevent execution at an expected price. Stop orders and other risk controls do not guarantee a maximum loss. Use only capital you can afford to lose without compromising essential financial needs.
No promised outcome. VICI does not promise a particular income, return, win rate, drawdown, trading consistency, or recovery of purchase costs. We do not guarantee that you will pass an evaluation, obtain or retain a funded account, qualify for a payout, or receive a particular allocation. A description of what a strategy or account-scaling approach might achieve is not a promise of what you will earn. Actual results depend on execution, costs, capital, risk, market conditions, and other factors.
Historical and hypothetical results. Past performance does not establish future results. Backtests, simulations, paper trades, model portfolios, and hypothetical examples are not equivalent to actual executed trading. Hindsight, selection of examples, assumptions, data quality, changing market conditions, and omitted or estimated commissions, fees, slippage, and liquidity effects can materially affect results. Simulations may not reflect the financial and psychological effects of risking actual money. Your results can differ substantially, including losses.
Examples and testimonials. A selected trade, screenshot, testimonial, payout, or profitable period is not a complete performance record or proof of a typical customer outcome. An account balance or displayed profit does not necessarily establish that money was withdrawn or remains available. Customer-submitted results are not independently audited merely because they appear in a community. Material assumptions, compensation disclosures, and any legally required performance notices must accompany the relevant presentation; these Terms do not replace those disclosures or excuse misleading claims.
Positions and conflicts. VICI personnel, instructors, guests, and community members may hold positions in instruments discussed and may trade differently from a published example. Their entries, exits, size, and timing may differ from yours. Do not assume that a discussion discloses every position or creates an obligation to give you advance notice of trades. Applicable conflict-of-interest and disclosure obligations remain in effect.
5. Orders, Prices, and What Your Purchase Includes
The offer and checkout disclosures identify the Service, price, currency, applicable taxes or charges, access period, billing schedule, and material conditions. Unless stated otherwise, prices are in U.S. dollars. Review the order before submitting it. You authorize charges only on the terms disclosed and accepted for that order.
Access includes the content and features described for your purchase, not every VICI product or future offering. Bundled publications, community access, support, live sessions, software, and future updates are included only to the extent stated in the offer. Third-party platform subscriptions, market-data fees, brokerage costs, and evaluation fees are separate unless expressly included.
Where an offer promises lifetime or ongoing access, the specific commitment made at purchase governs. These Terms do not retroactively shorten an existing access promise or redefine it as an unrelated subscription. New products, individualized coaching, and separately sold upgrades are not automatically included unless promised.
We may correct genuine pricing or description errors and may decline an order for a lawful reason. If an accepted order cannot be fulfilled as agreed, we will notify you and provide any applicable cancellation or refund remedy. We will not substitute a materially different purchase or increase an agreed charge without the notice and authorization required by law.
6. Subscriptions, Renewals, Trials, and Cancellation
Recurring subscriptions. A subscription renews automatically only when the recurring arrangement is clearly disclosed and you provide the required informed consent. The billing amount, frequency, renewal conditions, and cancellation method are provided before enrollment. Authorized recurring charges continue until cancellation, subject to the applicable purchase terms and law.
Canceling renewal. Use the cancellation controls supplied with your subscription or contact info@vicitradingsolutions.com. For subscriptions sold and billed directly by VICI, you may cancel through the available online account controls or by emailing us. We provide the cancellation methods required by applicable law. You are not required to accept a retention offer or purchase another product to cancel.
Submit cancellation before the next renewal charge to stop that charge. A valid request received by VICI before renewal is not made late by our internal processing time. We will correct a renewal charge processed after a timely cancellation. Keep the confirmation or a copy of your request. Unless you request immediate termination or another rule applies, cancellation of renewal leaves access available through the paid period.
For a subscription billed by an independent platform, use that platform’s designated subscription controls. Contact us if you need help identifying the billing provider or resolving a VICI-related issue. Using a billing provider does not remove VICI’s own applicable legal obligations.
Unsubscribing is different from canceling. Unsubscribing from emails, leaving Discord, uninstalling software, or ceasing to use a Service does not itself cancel an authorized billing agreement. Account deletion and privacy requests are also separate from subscription cancellation; tell us when you want both.
Trials and introductory offers. The enrollment disclosures state the trial or promotional period, eligibility, any conversion to paid service, the amount and timing of subsequent charges, and how to cancel. A free registration or trial does not authorize undisclosed future charges. Automatic conversion requires the applicable disclosures and consent. We provide required reminders and confirmations.
Changes and payment plans. Price increases apply prospectively after required advance notice and any required renewed consent; they do not alter an already purchased fixed-price period. You may cancel before an increased renewal charge. If an installment plan is offered for a fixed-price purchase, it divides that purchase price into scheduled payments rather than creating a cancel-anytime monthly subscription. Remaining installments are due as agreed, subject to applicable cancellation rights, refunds, and our performance obligations. A payment plan does not renew beyond its disclosed schedule unless separately authorized.
7. Refunds, Billing Problems, and Consumer Rights
Courses. Course purchases are final and are not refundable for a change of mind, lack of participation, failure to complete the material, or dissatisfaction with your trading results, except where the purchase offer expressly provides a refund right or applicable law requires a remedy. This restriction does not excuse non-delivery, material misdescription, or failure to honor an express guarantee.
Subscriptions and other Services. Unless the specific purchase terms or law provide otherwise, fees for a subscription period that has begun are nonrefundable, and we do not provide partial-period refunds solely because you stop using the Service or cancel renewal. For other products, any refund terms disclosed before purchase apply. Any express satisfaction guarantee or more favorable purchase commitment will be honored according to its disclosed terms.
Errors and disputes. Contact info@vicitradingsolutions.com about duplicate charges, unauthorized payments, access failures, or other billing concerns. Include enough information to identify the transaction, but do not email full payment-card details. We encourage direct resolution, but contacting us first is not a condition of exercising a lawful card-issuer dispute, chargeback, statutory cancellation, or regulatory complaint right. Do not knowingly submit false payment or refund claims. We do not impose a penalty merely for raising a good-faith dispute.
Rights that cannot be waived. Nothing in these Terms removes a mandatory right to cancellation, withdrawal, repair, replacement, a price reduction, or a refund. Where applicable law conditions immediate digital delivery or early service performance on specific consent and acknowledgment of the effect on withdrawal rights, those requirements must be satisfied separately. Merely accepting these general Terms does not supply that consent.
8. Intellectual Property and Your License
VICI and its licensors retain their rights in the Services, including protected course materials, publications, recordings, charts, software, indicator code, graphics, logos, and other original content. Third-party names and marks belong to their respective owners. Purchasing access does not transfer ownership of the material or grant rights to VICI’s branding.
Subject to your purchase and these Terms, we grant you a limited, nonexclusive, nontransferable license to use the purchased Services for your own education and trading activity, including an account you are independently authorized to trade. Trading for your own profit is not prohibited commercial redistribution. No license is granted to resell content, operate a competing content service, or distribute material to other users.
You may save materials made available for download and retain reasonable personal notes. Except as expressly permitted or allowed by law, do not reproduce, redistribute, publicly post, rebroadcast, sell, sublicense, or commercially exploit paid content; share access credentials; remove ownership notices; circumvent access controls; or extract protected software code.
Without permission, do not use our nonpublic paid content to train models or upload it to shared or publicly accessible AI repositories. These restrictions do not claim ownership of general trading concepts, your independently developed knowledge, or uses protected by applicable law. Lawful accessibility tools and expressly authorized integrations remain permitted.
You may link to publicly available VICI pages in a lawful, nonmisleading way. Do not imply endorsement, impersonate VICI, frame content misleadingly, or use links to bypass restricted access. Contact us to request broader licensing or report suspected infringement; identify the work and the relevant location.
9. Acceptable Use and Community Conduct
Use the Services lawfully and respect other participants. Do not engage in harassment, threats, discrimination, fraud, impersonation, scams, unlawful market manipulation, or unauthorized solicitation. Do not post another person’s private information, confidential account records, or content you lack permission to share.
Do not introduce malicious code; attack, overload, or disrupt systems; attempt unauthorized access; evade suspensions or payment requirements; abuse trials; or use unauthorized automated scraping or extraction to copy protected or restricted material. These restrictions do not prohibit lawful use of accessibility features or tools we expressly authorize.
We may moderate our communities and remove unlawful, abusive, deceptive, infringing, or materially off-topic content. Nothing in these Terms prohibits an honest review, lawful criticism, a good-faith complaint, or a report to a regulator. We do not require you to transfer ownership of your reviews or impose a fee for a lawful negative review. These protections do not authorize harassment, privacy violations, or knowingly false statements.
10. Your Content, Recordings, and Testimonials
You retain ownership of content you submit, subject to rights belonging to others. You represent that you have the rights needed to submit it and permit the uses described here. Do not send brokerage credentials, unnecessary sensitive information, or another person’s protected information.
When you submit content for a Service, you give VICI a nonexclusive, royalty-free license to host, reproduce, format, and display it as reasonably necessary to provide that Service to the intended audience. Providers assisting us may exercise those rights for that purpose. For example, a community post may be displayed to that community; a private support message is not automatically licensed for a public advertisement. The license lasts only as reasonably needed for those purposes and lawful retention, including completing an authorized recording or responding to a claim.
Events and sessions may be recorded or transcribed when appropriate notice is given and any required consent is obtained. The event notice describes the intended recording and replay use. Names, voices, images, questions, chat messages, and shared screens may appear. Do not independently record or rebroadcast a restricted session without permission, except where legally permitted.
Public or member posts may be seen and copied by their audience, so avoid sharing information you expect to remain confidential. We remain responsible for our own privacy obligations even when other users control separate copies.
We obtain the permission required for promotional use of identifiable testimonials, photographs, voices, or trading-result screenshots. These Terms do not provide unrestricted permission to use your identity or private contributions in advertising, and do not waive moral rights indiscriminately. Permission requests, withdrawal, and deletion are handled consistently with the applicable authorization, our Privacy Policy, and law.
11. Third-Party Platforms, Referrals, and Promotions
Services may use or link to third-party platforms for payments, publications, webinars, community access, charting, data, and account administration. Your separate relationship with a platform is subject to its applicable terms. You are responsible for necessary accounts and compatibility requirements disclosed for your purchase. We do not control every platform decision, outage, price change, or restriction, but remain responsible for obligations that law or our own agreement places on us.
We may receive referral fees, commissions, sponsorship payments, or other benefits from relationships with providers, including trading-related businesses. Material connections are disclosed where required in the relevant recommendation or promotion. This general notice does not replace a specific disclosure when one is required.
Proprietary trading firms and evaluation providers set their own account conditions, drawdown rules, fees, eligibility standards, prohibited strategies, and payout requirements. Verify those terms with the provider before enrolling. An account described as “funded” may involve simulated trading or conditional access rather than unrestricted ownership of its advertised account value. VICI does not guarantee a provider’s acceptance, solvency, continued operation, rule changes, or payment decisions, and does not assume its obligations merely by providing education or a referral.
Giveaways, contests, discounts, and other promotions are subject to their separate official rules or offer terms. These Terms do not create a prize entitlement or supply missing promotion rules. No purchase or payment is required for a chance-based promotion where applicable law requires a free method of entry.
12. Privacy, Cookies, and Communication Preferences
Personal information is handled under our Privacy Policy, available through the Privacy Policy link on our website. Cookie choices, applicable tracking opt-outs, privacy requests, and recording permissions remain separate from acceptance of these Terms. Any legally required international-transfer arrangements must be established for the relevant processing; using the Services is not a substitute for them. These Terms do not terminate existing valid data-transfer agreements or remove rights arising under them.
You may unsubscribe from selected VICI communications or choose a company-wide unsubscribe. A company-wide unsubscribe places the relevant contact information on our global suppression list and stops unsolicited VICI outreach. A purchase, record import, integration update, or assignment to another list does not by itself reactivate communications. Reactivation requires your explicit request and any legally required consent.
As explained in our Privacy Policy, suppression does not prevent us from responding to a request you initiate or delivering a legally required notice. It does not itself cancel billing or delete an account. Promotional calls and texts require the consent applicable to that activity; a purchase or acceptance of these Terms does not automatically supply it.
13. Indicators, Technology, and AI-Assisted Tools
Indicators, calculations, alerts, educational software, and AI-assisted features can contain errors or produce incomplete, delayed, or unsuitable outputs. Their behavior may depend on market data, settings, chart intervals, historical-data revisions, platform versions, connectivity, and other technical conditions. Historical displays or simulated outputs may differ from what was available in real time.
Verify critical information independently, understand a tool’s documented behavior, and test settings before relying on it in a trading environment. An alert is not an order confirmation, and a displayed level or signal does not guarantee an executable price. No tool eliminates the need for independent judgment or risk controls.
You are responsible for the hardware, internet access, compatible software, and third-party permissions needed to use the Services, as disclosed for the applicable product. These Terms do not authorize a software feature to exercise trading discretion or custody over your assets. AI-assisted administration and processing of personal information remain subject to our Privacy Policy and your applicable choices.
14. Availability, Service Changes, and Termination
We may maintain, update, or modify Services and may interrupt access for security, maintenance, legal compliance, or causes outside our reasonable control. We do not promise uninterrupted delivery. Where reasonably practicable, we provide notice of a material interruption or change affecting paid access.
We may suspend or terminate access for nonpayment of valid charges, material violations of these Terms, unlawful activity, security threats, or conduct that materially harms other users or the Services. When appropriate, we provide notice and a reasonable opportunity to resolve a correctable issue. Immediate action may be necessary for fraud, serious abuse, legal requirements, or security. Contact us if you believe a suspension was mistaken.
We will not use routine updates or termination rights to erase an existing paid-access commitment without an appropriate remedy. If we permanently discontinue a prepaid Service or terminate your access for reasons other than your material breach, we will provide an appropriate refund for the unprovided portion or another remedy you accept, subject to the purchase terms and law. Refund and cancellation rights required by law remain available in all cases.
Termination for your material breach does not automatically entitle you to a refund of properly earned fees, but does not permit an unlawful forfeiture or erase valid remedies. Ending access does not cancel properly accrued obligations. Provisions intended to continue, including intellectual-property protections and applicable liability and dispute terms, survive to the extent relevant and lawful.
15. Disclaimer of Warranties
Except for express commitments in your purchase agreement and protections that cannot lawfully be excluded, the Services are provided “as is” and “as available.” To the fullest extent permitted by law, VICI disclaims implied warranties of merchantability, fitness for a particular purpose, and noninfringement, and does not warrant uninterrupted operation, error-free content, complete security, or a particular trading result.
Market opinions and educational materials may become outdated. We do not promise to revise every historical publication, alert, or recording. You should not assume an old statement remains current merely because it remains accessible.
This section does not excuse a materially misleading statement, eliminate a promised product feature or agreed refund, or remove a mandatory consumer guarantee. Applicable rights prevail where a disclaimer is prohibited.
16. Limitation of Liability
To the fullest extent permitted by law, VICI and its members, managers, employees, instructors, and agents acting within their roles will not be liable for indirect, incidental, consequential, special, exemplary, or punitive damages arising from the Services, including lost profits, lost opportunities, or loss of data. Subject to the exceptions below, VICI is not responsible for trading or investment losses arising from your independent decisions or reliance on educational material, tools, alerts, or third-party services, whether characterized as direct or indirect losses.
For claims that may lawfully be limited, the total aggregate liability of VICI and those persons arising from or relating to a particular Service will not exceed the greater of US$100 or the fees you actually paid to VICI for that Service in the 12 months preceding the event giving rise to the claim. For a claim concerning a one-time course purchase, the applicable fee amount includes the price actually paid for that course even if paid more than 12 months earlier. This is an aggregate limit, not a separate limit for each claim.
These limitations apply to the extent lawful regardless of the legal theory and whether the possibility of damages was discussed. They do not limit liability for fraud, willful misconduct, gross negligence, death or personal injury caused by negligence, or any liability that applicable law prohibits limiting. They do not reduce a refund or other express remedy we owe, or override nonwaivable consumer, securities, commodities, or data-protection rights. Where a limitation is not permitted, the applicable law governs.
17. Indemnification for Misuse
To the extent permitted by law, you agree to indemnify VICI and its personnel against third-party claims, resulting damages, and reasonable defense costs to the extent caused by your unlawful use of the Services, intentional misconduct, material breach of these Terms, or submission of content that infringes another person’s rights.
This obligation does not apply merely because you use a Service or suffer trading losses. It does not require you to indemnify anyone for that person’s own negligence, fraud, misconduct, breach, or violation of law.
We will give reasonably prompt notice of a covered claim and reasonably cooperate in its defense. Any defense arrangements must be reasonable. No settlement may admit fault on your behalf, require a nonmonetary obligation from you, or bind you without your consent, which may not be unreasonably withheld. Costs must be reasonable and attributable to the covered conduct; mandatory consumer protections control.
18. Indiana Law and Dispute Resolution
These Terms are governed by Indiana law and applicable federal law, without applying conflict-of-law rules that would displace that choice, except where mandatory law requires otherwise.
We encourage you to contact info@vicitradingsolutions.com with a description of a dispute and the resolution you seek. The parties may attempt an informal resolution, but doing so is not a mandatory prerequisite to a lawful claim, urgent relief, a chargeback, or a regulatory complaint, and does not automatically extend a filing deadline.
Subject to nonwaivable rights and any separately enforceable agreement, disputes under these Terms will be brought in state or federal courts located in Indiana that have jurisdiction. The parties consent to personal jurisdiction and venue there to the extent lawful. This provision does not create subject-matter jurisdiction where none exists, or deny a consumer a forum that mandatory law entitles the consumer to use. Service of legal process must follow applicable rules.
The parties may agree in writing to mediation or arbitration after a dispute arises. These Terms do not require mandatory arbitration or impose a class-action waiver. Each party bears its own legal fees and costs unless applicable law, a valid separate agreement, or an authorized court award provides otherwise. Applicable statutory filing deadlines govern; these Terms do not create a blanket one-year claim limit.
Nothing prevents a complaint to a regulator, cooperation with an investigation, or exercise of nonwaivable privacy or consumer rights. A choice of Indiana law does not remove mandatory protections applicable in your jurisdiction.
19. Updates to These Terms
We may revise these Terms and will identify the updated and effective dates. We provide reasonably conspicuous notice of material changes and at least seven calendar days before they apply, or a longer period where required by law. Changes urgently required for legal compliance or security may take effect sooner to the extent reasonably necessary and lawful; they do not authorize unrelated retroactive commercial changes.
Material changes to an existing paid agreement apply at renewal or after the notice and agreement otherwise required by law. We obtain affirmative acceptance where required. A revised webpage alone does not automatically rewrite an existing fixed-price purchase, shorten promised access, or impose new dispute restrictions on an accrued claim.
Notices will use appropriate website, account, or other legally permitted channels consistent with our Privacy Policy and communication preferences. If you do not accept an applicable change, you may discontinue the affected Service and cancel renewal, without losing remedies or paid-access rights that law or your existing agreement preserves.
20. General Provisions
Entire agreement. These Terms, applicable accepted purchase terms, and any separately accepted agreement govern their respective subject matter. The Privacy Policy governs the personal-information practices it describes. No general integration clause cancels an express purchase promise, legally protected representation, mandatory right, or valid data-transfer safeguard.
Severability and waiver. An invalid provision will be limited or severed to the extent lawful without invalidating the remaining provisions, unless doing so would defeat an essential part of the agreement. A failure to enforce a provision on one occasion does not waive it on another.
Assignment and relationship. You may not transfer paid access or contractual rights without our written consent except where law permits. VICI may transfer its agreement in a legitimate business transaction if the successor assumes the applicable obligations and your mandatory rights are preserved. Using the Services does not create employment, a partnership, a joint venture, or authority to act for VICI.
Events outside reasonable control. A party is not responsible for a failure caused by events beyond its reasonable control to the extent performance is genuinely prevented and the law permits that relief. The affected party must take reasonable steps to limit the effect. This provision does not automatically excuse refund obligations for unprovided Services or duties that cannot be waived.
Electronic records and notices. Agreements and notices may be provided electronically where legally permitted and with any required consent. Keep your contact information current and retain transaction records. Notices must use an appropriate channel; sending a message to an invalid address does not automatically establish legally sufficient delivery. These Terms do not waive formal service requirements or override global communication suppression.
21. Contact Us
VICI Trading Solutions LLC
Attention: Customer Support / Terms & Conditions
Indiana, United States
Email: info@vicitradingsolutions.com
Contact us about these Terms, purchases, subscription cancellation, access problems, licensing, or a dispute. For privacy questions, requests, or appeals, use the same address and identify your request as a privacy matter.